Republic of Scams

This is from a mail by received from a fellow Chartered Accountant.

Total Scam Money (approx) Since 1992:

Rs. 73000000000000 Cr.
(73 Lakh Crore)

Hard to digest ?
Just check the below given details

1992 -Harshad Mehta securities scam Rs 5,000 cr

1994 -Sugar import scam Rs 650 cr

1995 -Preferential allotment scam Rs 5,000 cr
Yugoslav Dinar scam Rs 400 cr
Meghalaya Forest scam Rs 300 cr

1996: -Fertiliser import scam Rs 1,300 cr
Urea scam Rs 133 cr
Bihar fodder scam Rs 950 cr

1997 -Sukh Ram telecom scam Rs 1,500 cr
SNC Lavalin power project scam Rs 374 cr
Bihar land scandal Rs 400 cr
C.R. Bhansali stock scam Rs 1,200 cr

1998 -Teak plantation swindle Rs 8,000 cr

2001 -UTI scam Rs 4,800 cr
Dinesh Dalmia stock scam Rs 595 cr
Ketan Parekh securities scam Rs 1,250 cr

2002 -Sanjay Agarwal Home Trade scam Rs 600 cr

2003 -Telgi stamp paper scam Rs 172 cr

2005 -IPO-Demat scam Rs 146 cr
Bihar flood relief scam Rs 17 cr
Scorpene submarine scam Rs 18,978 cr

2006 -Punjab's City Centre project scam Rs 1,500 cr,
Taj Corridor scam Rs 175 cr

2008 -Pune billionaire Hassan Ali Khan tax default Rs 50,000 cr
The Satyam scam Rs 10,000 cr
Army ration pilferage scam Rs 5,000 cr
The 2-G spectrum swindle Rs 60,000 cr
State Bank of Saurashtra scam Rs 95 cr
Illegal monies in Swiss banks, as estimated in 2008 Rs 71,00,000 cr

2009: -The Jharkhand medical equipment scam Rs 130 cr
Rice export scam Rs 2,500 cr
Orissa mine scam Rs 7,000 cr
Madhu Koda mining scam Rs 4,000 cr"

SC refuses to quash PIL against Mayawati in Taj corridor scam
Orissa mine scam could be worth more than Rs 14k cr

CORRUPTION, MONEY LAUNDERING SCAM, Koda discharged from hospital, arrest imminent
'A Cover-Up Operation':
"It's a scam involving close to Rs 60,000 crores"
Spectrum scam: How govt lost Rs 60,000 crore
India's biggest scams 1, Ramalinga Raju, Rs. 50.4 billion
India's biggest scams 2, Harshad Mehta, Rs. 40 billion
India's biggest scams 3, Ketan Parekh, Rs. 10 billion
India's biggest scams 4, C R Bhansali, Rs. 12 billion
India's biggest scams 5, Cobbler scam
India's biggest scams 6, IPO Scam
India's biggest scams 7, Dinesh Dalmia, Rs. 5.95 billion
India's biggest scams 8, Abdul Karim Telgi, Rs. 1.71 billion
India's biggest scams 9, Virendra Rastogi, Rs. 430 million
India's biggest scams 10, The UTI Scam, Rs. 320 million
India's biggest scams 11, Uday Goyal, Rs. 2.1 billion
India's biggest scams 12, Sanjay Agarwal, Rs. 6 billion
India's biggest scams 13, Dinesh Singhania, Rs. 1.2 billion



1, Jeep Purchase (1948) :- Free India's corruption graph begins. V. K. Krishna Menon, then the Indian high commissioner to Britain, bypassed protocol to sign a deal worth Rs 80 lakh with a foreign firm for the purchase of army jeeps. The case was closed in 1955 and soon after Menon joined the Nehru cabinet.

2, Cycle Imports (1951) :- S.A. Venkataraman, then the secretary, ministry of commerce and industry, was jailed for accepting a bribe in lieu of granting a cycle import quota to a company.

3, BHU Funds (1956) :- In one of the first instances of corruption in educational institutions, Benaras Hindu University officials were accused of misappropriation of funds worth Rs 50 lakh.

4, MUNDHRA SCANDAL (1957):- It was the media that first hinted there might be a scam involving the sale of shares to LIC, Feroz Gandhi sources the confidential correspondence between the then Finance Minister T.T. Krishnamachari and his principal finance secretary, and raised a question in Parliament on the sale of 'fraudulent' shares to LIC by a Calcutta-based Marwari businessman named Haridas Mundhra. The then Prime Minister, Jawaharlal Nehru, set up a one-man commission headed by Justice M.C.Chagla to investigate the matter when it becomes evident that there was a prima facie case. Chagla concluded that Mundhra had sold fictitious shares to LIC, thereby defrauding the insurance behemoth to the tune of Rs. 1.25 crore. Mundhra was sentenced to 22 years in prison. The scam also forced the resignation of T.T.Krishnamachari.

6, Teja Loans (1960):- Shipping magnate Jayant Dharma Teja took loans worth Rs 22 crore to establish the Jayanti Shipping Company. In 1960, the authorities discovered that he was actually siphoning off money to his own account, after which Teja fled the country.

7, Kairon Scam (1963):- Pratap Singh Kairon became the first Indian chief minister to be accused of abusing his power for his own benefit and that of his sons and relatives. He quit a year later.

8, Patnaik's Own Goal (1965) :- Orissa Chief Minister Biju Patnaik was forced to resign after it was discovered that he had favoured his privately-held company Kalinga Tubes in awarding a government contract.

9, Maruti Scandal (1974) :- Well before the company was set up, former Prime Minister Indira Gandhi's name came up in the first Maruti scandal, where her son Sanjay Gandhi was favoured with a license to make passenger cars.

10, Solanki Exposé (1992) :- At the World Economic Forum, Madhavsinh Solanki, then the external affairs minister, slipped a letter to his Swiss counterpart asking their government to stop the probe into the Bofors kickbacks. Solanki resigned when India Today broke the story.

11, Kuo Oil Deal (1976):- The Indian Oil Corporation signed an Rs 2.2-crore oil contract with a non-existent firm in Hong Kong and a kickback was given. The petroleum and chemicals minister was directed to make the purchase.

12, Antulay Trust (1981) :- With the exposure of this scandal concerning A.R. Antulay, then the chief minister of Maharashtra, The Indian Express was reborn. Antulay had garnered Rs 30 crore from businesses dependent on state resources like cement and kept the money in a private trust.

13, HDW Commissions (1987) :- HDW, the German submarine maker, was blacklisted after allegations that commissions worth Rs 20 crore had been paid. In 2005, the case was finally closed, in HDW's favour.

14, Bofors Pay-Off (1987) :- A Swedish firm was accused of paying Rs 64 crore to Indian bigwigs, including Rajiv Gandhi, then the prime minister, to secure the purchase of the Bofors gun.

15, St Kitts Forgery (1989) :- An attempt was made to sully V.P. Singh's Mr Clean image by forging documents to allege that he was a beneficiary of his son Ajeya Singh's account in the First Trust Corp. at St Kitts, with a deposit of $21 million.

16, Airbus Scandal (1990) :- Indian Airlines's (IA) signing of the Rs 2,000-crore deal with Airbus instead of Boeing caused a furore following the crash of an A-320. New planes were grounded, causing IA a weekly loss of Rs 2.5 crore.

17, Securities Scam (1992) :- Harshad Mehta manipulated banks to siphon off money and invested the funds in the stock market, leading to a crash. The loss: Rs 5,000 crore.

18, Indian Bank Rip-off (1992) :- Aided by M. Gopalakrishnan, then the chairman of the Indian Bank, borrowers-mostly small corporates and exporters from the south-were lent a total of over Rs 1,300 crore, which they never paid back.

19, Sugar Import (1994) :- As food minister, Kalpnath Rai presided over the import of sugar at a price higher than that of the market, causing a loss of Rs 650 crore to the exchequer. He resigned following the allegations.

20, MS SHOES SCAM (1994) :- Anyone who war old enough in 1994 to read will remember the advertisements- tens of them intriguingly headlined: 'Who is Pawan Sachdeva?' For the record, it was the peak of the public issued-led advertising boom and the ads were created by the Delhi branch of Rediffusion. Sachdeva, the promoter of MS Shoes, allegedly used company funds to buy shares (of his own company) and rig prices, prior to a public issue. He is alleged to have colluded with officials in the Securities Exchange Board of India (SEBI) and SBI Caps, which lead-managed the issue, to dupe the public into investing in his Rs. 699-crore public-***-rights issue. Sachdeva was later acquitted

21, JMM Bribes (1995) :- Jharkhand Mukti Morcha leader Shailendra Mahato testified that he and three party members received bribes of Rs 30 lakh to bail out the P.V. Narasimha Rao government in the 1993 no-confidence motion.

22, In a Pickle (1996) :- Pickle baron Lakhubhai Pathak raised a stink when he accused former Prime Minister P.V. Narasimha Rao and godman Chandraswami of accepting a bribe of Rs 10 lakh from him for securing a paper pulp contract.

23, Telecom Scam (1996) :- Former minister of state for communication Sukh Ram was accused of causing a loss of Rs 1.6 crore to the exchequer by favouring a Hyderabad- based private firm in the purchase of telecom equipment. He, along with two others, was convicted in 2002.

24, Fodder Scam (1996) :- The accountant general's concerns about the withdrawal of excess funds by Bihar's animal husbandry department unveiled a Rs 950-crore scam involving Lalu Prasad Yadav, then the state chief minister. He resigned a year later.

25, Urea Deal (1996) :- C.S. Ramakrishnan, MD, National Fertiliser, and a group of businessmen close to the P.V. Narasimha Rao regime fleeced the government and took Rs 133 crore from the import of two lakh tonne of urea, which was never delivered.

26, Hawala Diaries (1996) :- The scandal surfaced following CBI raids on hawala operators in Delhi in 1991. But it was S.K. Jain's diaries that had heads rolling.

27, CRB SCAM (1997) :- Another scam forged by greed and discovered through accident. Chain Roop Bhansali, a smart-talking entrepreneur, created a pyramid financial empire based on high-cost financing. At its peak, his Rs. 1,000-crore financial conglomerate had in its ranks a mutual fund, a financial services company into fixed deposits, and a merchant bank. That Bhansali knew how to work the system became evident when he also managed to secure a provisional banking license. Then his luck ran out. An executive in the State Bank of India Inadvertently discovered that some interest warrants issued by Bhansali were not backed by cash. The bubble finally burst in May 1997, but by that time investors had lost over Rs. 1,000 crore. This was among the first retail scams in India and it was played out, in smaller avatars, across the country-especially in the South where financial services companies promised returns in excess of 20 per cent and decamped with the principal. Bhansali was arrested for a few weeks and released later on bail.

28, MEHTA'S SECOND COMING (1998) :- The Big Bull returned to the bourses. This time, he allegedly colluded with the promoters of BPL, Videocon International, and Sterile Industries to rig the share prices of these companies. The inevitable collapse happened sooner than planned, Harshad Mehta orchestrated a cover-up operation that included a high=jinks effort by officials of Bombay Stock Exchange to (illegally ) open the trading system in the middle of the night to set things right, but the damage had been done. SEBI finally passed its ruling on the scam in 2001, banning the three companies concerned from tapping the market-BPL, for two years. Mehta was debarred for life form dealing in Securities Appellate Tribunal (SAT) in October 2001

29, VANISHING COMPANIES SCAM (1998) :- A passing remark heard by then Finance Minister Palaniappan Chidambaram resulted in a furore over what was badly-kept secret on Dalal street. Chidambaram was told that hundreds of companies had disappeared after raising moneys form the public. An informal scrutiny revealed that perhaps over 600 companies were missing. Chidambaram ordered a probe by SEBI. The SEBI probe conducted in May 1998 revealed that while many companies are not traded on the bourses at least 80 companies that had rises Rs.330.78 crore were simply missing. Later that year, the Department of Company Affairs (DCA) was asked to probe and penalize these companies. DCA still investigating. Investigations continue to this day.

30, PLANTATION COMPANIES SCAM (1999) :- It was as innovative a swindle as any effected in the world. Savvy entrepreneurs convinced gullible investors that given the right irrigation and fertilizer inputs, teak, strawberries, and anything else that could be grown, would grow anywhere in the country. The promoters could afford to collect money from investors and not worry about retribution (or returns, for that matter). For, plantation companies fell under the purview of neither SEBI nor Reserve Bank of India. Indeed, they didn't even come under the scope of the Department decided to change things in 1999, enough investors had been gulled: 653 companies, between them, had raised Rs. 2,563 crore from investors. To date, not many investors have got their principals back, just another affirmation of the old saying about money not growing on trees.

31, Match Fixing (2000) :- Mohammed Azharuddin, till then India's cricket captain, was accused of match-fixing. He and Ajay Sharma were banned from playing, while Ajay Jadeja and Manoj Prabhakar were suspended for five years.

32, KETAN PAREKH SCAM (2001) :- Ketan Parekh's modus operandi wasn't very different from Harshad Mehta's. If Mehta used banker's receipts, then Parekh used pay orders to ramp up the prices of his favourite scrips (the K-10). Apart from money form the banking system Parekh also rerouted money from corporated like HFCL (Rs. 425 crore), and Zee (Rs. 340 crore) to good effect. He was caught when pay-orders issued by Madhavpura Mercantile Cooperative Bank bounced. Although the total amount involved in the scam was just Rs. 137 crore, the impact was far greater.

Apparently, when a bear cartel sensed Parekh was in trouble, it stepped in and leveraged a dip in the NASDAQ to bear down stock prices. The resultant slump in the markets happened soon after Finance Minister Yashwant Sinha presented what he considered his best budget ever. Under pressure from the government, SEBI investigated the scam and heads began to roll. Among them: the entire management team of BSE, including its president Anand Rathi, CSFB, First Global, and, in an indirect connection, P.S.Subramanyam, the Chairman of UTL Evidently, for the 18 months that PSS was Chairman of UTI, the Trust had mirrored the actions of the bull cartel. The result? When the market tanked, so did the NAV of its holy cow, the US-64.

33, Tehelka Sting (2001) :- Tehelka, an online news portal, used spycams to catch army officers and politicians accepting bribes, in their sting operation called Operation Westend. Investigative journalism turned another corner in the country.

34, Stockmarket Scam (2001) :- The mayhem that wiped off over Rs 1,15,000 crore in the markets in March 2001 was masterminded by the Pentafour bull Ketan Parekh. He was arrested in December 2002 and banned from acccessing the capital market for 14 years.

35, Home Trade Scam (2002) :- Under the pretext of gilt trading, Rs 600 crore was swindled from over 25 cooperative banks in Maharashtra and Gujarat by a Navi Mumbai-based brokerage firm Home Trade. Sanjay Agarwal, CEO of the firm, was arrested in May 2002.

36, Stamp Paper Scam (2003) :- The sheer magnitude of the racket was shocking-it caused a loss of Rs 30,000 crore to the exchequer. Disclosures of the mastermind behind it, Abdul Karim Telgi, implicated top police officers and bureaucrats.

37, Oil-for-Food Scandal (2005) :- K. Natwar Singh was unceremoniously dropped from the Cabinet when his name surfaced in the Volcker Report on the Iraq oil-for-food scam.
What India Could Do With Rs 73 Lakh Crore?

Build: 2.4 crore primary healthcare centres. That’s at least 3 for every village, at a cost of Rs 30 lakh each.

Build: 24.1 lakh Kendriya Vidyalayas at a cost of Rs 3.02 crore each, with two sections from Class VI to XII.

Construct: 14.6 crore low-cost houses assuming a cost of Rs 5 lakh a unit.
Set up: 2,703 coal-based power plants of 600 MW each. Each costs Rs 2,700 crore.

Supply: 12 lakh CFL bulbs. That’s enough light for each of India’s 6 lakh villages

Construct: 14.6 lakh km of two-lane highways. That’s a road around India’s perimeter 97 times over.

Clean up: 50 major rivers for the next 121 years, at Rs 1,200 crore a river every year.

Launch: 90 NREGA-style schemes, each worth roughly Rs 81,111 crore.
Announce: 121 more loan waiver schemes. All of them worth Rs 60,000 crore.

Give: Rs 56,000 to every Indian. Even better, give Rs 1.82 lakh to 40 crore Indians living BPL.

Hand out: 60.8 crore Tata Nanos to 60.8 crore people. Or four times as many laptops.

Grow the GDP: The scam money is 27% more than our GDP of Rs 53 lakh crore."

THE ART OF GIVING

This is adapted from a mail I received.In these days of daily scams, here is some food for thought - Learn the "Art of Giving"

The Art of Giving

"Rivers do not drink their own water, nor do tree eat their own fruit, nor do rain clouds eat the grains reared by them. The wealth of the noble is used solely for the benefit of others! Even after accepting that giving is good and that one must learn to give, several questions need to be answered.

The first question is: When should one give?
We all know the famous incident from Mahabharat. Yudhisthir asks a beggar seeking alms to come the next day. On hearing this, Bhim rejoices that Yudhisthir his brother, has conquered death! For he is sure that he will be around the next day to give. Yudhisthir gets the message. One does not know really whether one will be there tomorrow to give! The time to give therefore is now.

The next question is:
'How much to give?'
One recalls the famous incident from history.
Rana Pratap was reeling after defeat from the Moghals. He had lost his army, he had lost his wealth, and most important, he had lost hope, his will to fight. At that time, in his darkest hour, his erstwhile minister, Bhamasha, came seeking him and placed his entire fortune at the disposal of Rana Pratap. With this, Rana Pratap raised an army and lived to fight another day. The answer to this question how much to give is: "Give as much as one can!"

The next question is:
'What to give?'

It is not only money that can be given away. It could be a flower or even a smile. It is not how much one gives but how one gives that really matters. When you give a smile to a stranger that may be the only good thing received by him in days and weeks! "You can give anything but you must give with all your heart!"
One also needs answer to this question: Whom to give?
Many times we avoid giving by finding fault with the person who is seeking. However, being judgmental and rejecting a person on the presumption that he may not be the most deserving is not justified.
“Give without being judgmental!"
Next we have to answer:
'How to give?'
Coming to the manner of giving, one has to ensure that the receiver does not feel humiliated, nor the giver feels proud by giving. This gives rise to unwanted ego.

In giving, follow the advice 'Let not your left hand know what your right hand gives. Charity without publicity and fanfare is the highest form of charity.
'Give quietly!'
While giving, let not the recipient feel small or humiliated. After all, what we give never really belonged to us. We come to this world with nothing and will go with nothing. The thing gifted was only with us for a temporary period. Why then take pride in giving away something which really did not belong to us?
Give with grace and with a feeling of gratitude.

"What should one feel after giving?" We all know the story of Eklavya. When Dronacharya asked him for his right thumb as "Guru Dakshina, he unhesitatingly cut off the thumb and gave it to Dronacharya.
There is a little known sequel to this story. Eklavya was asked whether he ever regretted the act of giving away his thumb. He replied, and the reply has to be believed to be true, as it was asked to him when he was dying.

His reply was "Yes! I regretted this only once in my life. It was when Pandavas were coming in to kill Dronacharya who was broken hearted on the false news of death of his son, Ashwathama, and had stopped fighting. It was then that I regretted the loss of my thumb. If the thumb was there, no one could have dared hurt my Guru!
The message to us is clear. Give and never regret giving!

And the last question is:
‘How much should we provide for our heirs?' Ask yourself 'are we taking away from them the gift of work? - A source of happiness?
The answer is given by Warren Buffett:
"Leave your kids enough to do anything, but not enough to do nothing!"

One would conclude by saying:
Let us learn the Art of Giving,
and quoting the Saint Kabir:
"When the wealth in the house increases, when water fills a boat, throw them out with both hands!" This is the wise thing to do!

Standard Chartered Mumbai Marathon 2011

I was not as prepared for this marathon as the 2010 edition as most of December had gone indisposed due to cough and cold. Nevertheless, more than a year off drinks and a more scheduled and disciplined lifestyle meant I had increased stamina. In fact I was doing 10km in just about 65 minutes. I did the 21km trial run on the Sunday prior to the marathon in 2 hours 25 minutes or so. On the earlier Saturday, I tried matching my younger daughters’ folk dance steps and matched to tweak the muscle tissue on my left knee. The older you become the younger your mind thinks it is, but in actuality the body does age and if you listen to the mind and do something stupid the body says, “boy, are you stupid!” and promptly gets damaged. I called the physiotherapist and she told me to rest for a week, and when I told her that I cannot rest as the event just a week ahead, she said ok, apply ice packs and take Combiflam, if required. So that’s what I did for the entire week and just ran 7 to 10 km every alternate day and rested on Saturday, a day before the run. I was on a complete protein and banana diet on Saturday.

The morning of the Marathon was also the day PP Gurudev was entering the first of forty five days of deep meditation and we had been told to meditate both morning and evening. I woke up at 4.30am and was in meditation for half an hour, after which I got fresh and started my stretching exercises. This time I had decided to carry a camera in a waist belt pouch. Because of the waist belt I also had two oranges peeled and had kept the same in the pouch as refreshment for the latter half of the run. My wife dropped me off at the Mahim causeway-SV Road signal from where I walked down to the holding area. The holding area had been changed at the last moment from the MHADA ground to the area below the flyover near the Bandra East fire brigade location. It was already around 5.50am and the run was to start at 6.15am. I did some more stretches and then walked towards the start line. There was a huge crowd as there was no separate area for veterans and the non veterans, so we had to wait in the crowd. Some youngsters started pushing their way through to get to the front of the crowd, I let them pass and enjoyed myself by taking some pictures. There were a couple of young ladies who were running for the first time and one of them said that she could not sleep the whole night in anticipation of the run. This definitely reminded me off my first marathon eight years ago, when I too could not sleep the night before!

At 6.15am the run started with the VIP and elite athletes being sent off first after which us junta was told to go. There was a huge roar along with cat whistles from the runners and off we went. I hit the timing chip mat at around 6.20am. The start was very slow as the road was narrow before it got onto the flyover with a lot of bunching up and some pushing. I just let the eager beavers go ahead and kept slowing down and giving myself room, as I definitely did not want to be stamped on nor tripped! This year there was a sight which one would probably only get to see in India! As the run started and progressed onto the flyover to a section which did not have street lights, a whole lot of runners suddenly had weak bladders and you could see an entire line of maybe a couple of hundred males standing to water the shrubs planted on the road divider! This was a first, and I was tempted to take a photo but let it pass as it would not have been in good taste! The going was slow till about one and a half kilometers as the crowd was too heavy on the narrow road, with youngsters darting in and out and cutting across your running path! This actually is dangerous as if anyone had to trip it could have caused injuries to a lot of people with the oncoming runners stamping or stumbling over those who could have gone down. But nothing of the sort happened, and as we got onto the road leading to the sea link, the broader road actually helped in easing the crowd, with the runners also now spread over a larger area.

I continued to run at the speed I had trained for, and after around five and a half kilometers on the closing stretch of the sea link, my left knee kind of buckled as the surface was much harder with less buoyancy than the earlier stretch. I slowed down a bit and continued by favoring my left knee a bit while running. Once off the sea link, it became easier and the pain eased a bit and I continued running along at a decent clip and ran non-stop for around 12 kilometers when my left knee told me to take it easy. This is the first time I did not see any of my office colleagues even on the turn around after Century bazaar! I walked and then ran alternately and was well within striking distance of my best time which I clocked last year of 2 hours 30minutes and 53 seconds. I ran up more than half the Peddar Road hill and then downhill. I kept eating the oranges I had carried took some photos on Marine Drive, drank water which was being handed over by volunteers and generally enjoyed my run in peace and tranquility with my Guru for company. On the way I passed an HDFC Bank runner whose T-shirt said they were running for Project Crayons the same NGO we were supporting, and I tapped him on the back and said we are running for the same cause. He smiled and we kind of bonded for a moment before moving on!

About 4km from the finish I heard someone call my name and I was surprised to see a resident of our housing society, Amit who was running for Striders, a running club. We jogged together for some time and he told me run Girish run, so I ran and pushed off at a clip, I lost him after that. The last two hundred meters or so, I sprinted and finished the race strongly, I was a couple of minutes slow than last years’ time, a better start could have probably helped in beating last years, time. I collected my refreshments and finishers’ medal and went off to the corporate challenge enclosure, which had a huge crowd waiting for the dream run to start at around 8.55am. I got into the enclosure and was alone for quite some time, after which a couple of young office colleagues came and took photos with me before pushing off for their dream run. I then took my refreshments, and a couple of known faces from United Way of Mumbai came and asked me why I was limping, I mentioned my knee being under stress, upon which they guided me to the Asian Heart enclosure. There I was treated by a nurse who applied a muscle spray and ice pack which kind of helped relieving the pain. I went back to the enclosure and waited for our office colleagues who started trickling in from 10.30 onwards. Once a majority of our colleagues joined us we had a photo session and then left for home.

Raising money for Project Crayons and running for them was a pleasure and I thank all those supporters who have helped Project Crayons by contributing to their cause. Thanks everyone and God Bless. See you all next year.